RAW Appraisal LLC is your FHA/USDA certified appraisal companyRAW Appraisal LLC is state certified and on the FHA Roster of approved residential appraisers. RAW Appraisal is qualified and approved to do reports for FHA/USDA secured financial transactions. FHA's guidelines, documentation and policies may seem difficult to understand, but RAW Appraisal is well-trained on how to follow the rules and regulations provided. Be sure to contact RAW Appraisal if you need an appraisal done for an FHA-secured loan. FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA loan, it means it is backed by them. FHA does not loan funds to borrowers, rather, it provides lending organizations with safety by offering mortgage insurance in case the borrower defaults on his or her loan obligations. Low-income and moderate-income homebuyers benefit from an FHA-insured financial transaction; the purpose of the Federal Housing Administration is to help credit-worthy buyers to meet expectations and requirements for lenders that they otherwise would not. Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are particularly beneficial to those buyers with less available starting capital. |